You likely don’t think of your insurance carrier as your friend and ally, because for so long, customers associated insurance with loss, disaster, or unexpected costs. With the help of technology, however, some of that perception has changed.
Some of the latest insurance-industry apps for smartphones and tablets can help improve your life by helping with the following:
Keeping you informed: Many people fear what they don’t understand, and that is totally understandable when it comes to insurance. But the latest insurance provider apps walk you through the right coverage for you and how you can use it. An explanatory app can act like an agent, and you can ask it questions that you might be afraid or embarrassed to ask in person.
Improving your memory: Insurance providers encourage customers to create home inventories, but homeowners usually balk at what appears to be an arduous process of cataloging possessions. Home inventory apps help streamline the process and make creating an inventory much quicker and easier.
Inventory apps now have checklists to help catalogue and verify the price, purchase date, condition, and value of your home’s contents. You can even attach photos and barcodes of the objects. Apps also can suggest items or rooms of your house that you may have forgotten. Establishing an inventory before disaster strikes helps you wade through the chaos of the aftermath, remember and verify everything you own, and quickly get your life back on track.
Preparing you and your family: Insurance carriers also have disaster preparedness apps that provide helpful checklists to keep you and your family on your toes. These apps include evacuation checklists, emergency communication tools and safety tips in case of earthquakes, hurricanes, wildfires, and severe winter weather.
Assisting with your move: Apps can map out and digitally record the correct future location of each box in your new home. With them, you can print out personalized box labels with QR codes that record the exact contents of each box. If a box is misplaced or damaged, you can find out exactly what it contained and the worth of its contents.
Planning your future: Websites such as HomeownersInsurance.com and apps can calculate the amount and type coverage, your budget, and payment plans you’ll need for your current or future home.
The insurance industry’s connection to disaster has given it a negative image throughout the years. Now, its partnership with technology rejuvenates that image. Take full advantage of these insurance apps and your relationship with your provider can be more professional, more efficient, and more beneficial for you both.
This article was written by Katherine Wood, contributor to the HomeownersInsurance.com Blog. The HomeownersInsurance.com blog serves as a resource center for insurance consumers and homebuyers across the country.